Islamabad, July 25, 2025 — The Naya Pakistan Housing Development Authority (NAPHDA), a flagship initiative aimed at addressing Pakistan’s housing crisis, is now facing the threat of closure, despite its remarkable performance in providing affordable housing to low- and middle-income families.
Since its establishment in 2020, NAPHDA has received over 2 million applications, reflecting the overwhelming public demand for accessible housing. The Authority has successfully completed the construction of more than 62,000 housing units, while over 122,000 units are currently under construction in major cities including Lahore, Sargodha, Chiniot, Nowshera, and Raiwind.
Under the Naya Pakistan Housing Program, a total of 125,507 applicants applied for Rs. 514 billion hosuing loans from 2020 to June 2022 through the Mera Pakistan Mera Ghar Scheme. Of this, loans worth Rs. 236 billion were approved and Rs. 120 billion disbursed, enabling the construction of 31,391 houses by beneficiaries.
Through collaborative efforts with public and private sector entities, NAPHDA has successfully handed over 59,368 housing units to eligible applicants. All beneficiaries were shortlisted following a transparent, merit-based evaluation process tailored to support low-income families.
Beyond its housing contributions, NAPHDA has played a vital role in job creation and economic stimulation by energizing the construction and allied sectors. The Authority was envisioned as a long-term solution to urban infrastructure gaps and the growing housing deficit.
The current government’s reported decision to dissolve NAPHDA has sparked widespread concern among applicants, stakeholders, and the general public. Dismantling an institution that has delivered tangible progress threatens to reverse years of developmental gains in Pakistan’s housing sector. Stakeholders are urging the government to reconsider its decision and safeguard a program that has already transformed thousands of lives and holds the potential to serve millions more.
