ISLAMABAD: JS Bank is offering selected Hi-Speed motorcycles through installment options in Pakistan, giving customers an opportunity to purchase bikes through monthly payments.

The bank’s official online store lists the Hi-Speed SR 70cc motorcycle at Rs 125,000. The displayed installment options include monthly payments starting at Rs 5,725, depending on the selected repayment schedule. <sup>1</sup>

The available motorcycle range includes different engine capacities and styles. These include 70cc, 100cc, 150cc, 200cc and 250cc models.

Customers can review the available motorcycles, prices and payment options through the bank’s official JS Smart store.

However, buyers should check the latest installment terms before placing an order. The bank’s current product page advertises 0% markup for up to six months on the listed SR 70cc motorcycle, so the supplied claim of a 12-month 0% markup offer requires confirmation. <sup>1</sup>

JS Bank Hi-Speed Motorcycle Prices and Installments

The supplied price list covers ten Hi-Speed motorcycle variants. Prices range from Rs 125,000 for the SR 70cc motorcycle to Rs 820,000 for the SR 250cc Vintage motorcycle.

The following table reproduces the prices and monthly installments provided in the original offer details. These figures should be confirmed with JS Bank before purchase.

Motorcycle modelListed price12-month installment36-month installment
SR 70cc MotorcycleRs 125,000Rs 10,417Rs 5,725
SR 70cc Special EditionRs 131,000Rs 10,917Rs 6,000
SR 70cc Self Start (Spoke Rim)Rs 150,000Rs 12,500Rs 6,871
SR 70cc Self Start (Alloy Rim)Rs 160,000Rs 13,333Rs 7,329
SR 100cc Sports MotorcycleRs 260,000Rs 21,667Rs 11,909
SR Range 150cc MotorcycleRs 330,000Rs 27,500Rs 15,115
SR 150cc Infinity MotorcycleRs 480,000Rs 40,000Rs 21,986
SR 200cc Freedom MotorcycleRs 550,000Rs 45,833Rs 25,192
SR 200cc Batlo MotorcycleRs 670,000Rs 55,833Rs 30,689
SR 250cc Vintage MotorcycleRs 820,000Rs 68,333Rs 37,559

The SR 70cc motorcycle has the lowest listed monthly payment at Rs 5,725 under the 36-month schedule. Customers should confirm whether the quoted amount includes all applicable fees and charges.

Does JS Bank Offer 0% Markup on Motorcycle Installments?

JS Bank’s online store currently displays a 0% markup offer for up to six months on the Hi-Speed SR 70cc motorcycle. Other displayed monthly payment options are also available. <sup>1</sup>

However, a lower monthly installment does not necessarily mean a lower overall cost. Longer repayment periods can increase the total amount paid.

For example, the supplied figures for the SR 70cc motorcycle show a monthly payment of Rs 5,725 over 36 months.

This results in the following calculation:

  • Motorcycle price: Rs 125,000
  • Monthly installment: Rs 5,725
  • Repayment period: 36 months
  • Total of monthly payments: Rs 206,100
  • Difference above the listed price: Rs 81,100

This calculation excludes any additional fees that may apply. Customers should request a complete repayment breakdown before selecting a plan.

JS Bank’s credit card installment terms also explain that applicable service charges may form part of the installment amount. <sup>2</sup> Buyers should therefore confirm the exact terms for this particular motorcycle offer instead of assuming that every repayment option is interest-free.

How to Purchase a Hi-Speed Motorcycle Through JS Bank

Interested customers can check the bank’s online store and available booking channels to find the relevant motorcycle and installment details.

Follow these steps:

  1. Visit the official JS Bank Hi-Speed motorcycle page.
  2. Review the motorcycle model and displayed price.
  3. Check the available installment periods and monthly payments.
  4. Confirm eligibility, payment conditions and any applicable service fees.
  5. Follow the booking instructions provided by the bank.
  6. Review the final payable amount before confirming the purchase.

Customers can also contact JS Bank through its official website or call centre for assistance with the offer.

JS Bank Motorcycle Installment Offer Deadline

The supplied offer details state that the installment facility will remain available nationwide until July 31, 2027.

However, this deadline could not be independently confirmed from the official product page reviewed for this article. Customers should contact the bank to verify the offer’s validity, participating motorcycle models and applicable conditions.

Prices, payment schedules and promotional terms may change. Checking the official store before booking can help customers avoid relying on outdated information.

In other news read more about: Buy REVOO Electric Bikes on Monthly Installments Starting at Rs. 5,652

Important Points for Buyers

Before choosing a Hi-Speed motorcycle installment plan, customers should:

  • Confirm the current motorcycle price.
  • Verify the exact repayment period and monthly installment.
  • Ask whether the offer carries 0% markup for the selected tenure.
  • Check processing fees and other applicable charges.
  • Calculate the total amount payable over the full repayment period.
  • Confirm the offer’s closing date and availability.

For the latest information, visit the official JS Bank website or the JS Smart motorcycle store.