Pakistan has been ranked as the least protected country against digital fraud in the Global Fraud Index 2025. The latest report has once again placed the country at the bottom of the global rankings, raising concerns about cybersecurity, online financial crime, and the safety of millions of internet users.
The Global Fraud Index 2025 was jointly published by Sumsub and global statistics platform Statista. The report evaluated 112 countries based on their ability to prevent digital fraud and protect individuals and businesses from cyber-related threats.
According to the findings, Pakistan ranked 112th out of 112 countries, making it the lowest-performing nation for the second consecutive year. The report highlighted weaknesses in cybercrime enforcement, digital governance, and cybersecurity infrastructure.
Researchers assessed each country using four key indicators. These included the prevalence of digital fraud, the effectiveness of government countermeasures, access to digital infrastructure and services, and the overall economic environment. Pakistan received low scores across all of these areas.
The report found that the country continues to face serious challenges in tackling online scams, identity theft, and cyber-enabled financial crimes. It also pointed to shortcomings in existing cybersecurity policies and institutional responses.
Experts believe stronger digital security measures are needed to improve public trust in online services. They also stressed the importance of modern cybersecurity laws, better enforcement, and increased awareness to reduce online fraud risks.
The Global Fraud report noted that weak cybercrime prevention and limited digital governance have contributed to Pakistan’s poor performance. These issues have made it more difficult to protect both consumers and businesses from increasingly sophisticated online fraud schemes.
While Pakistan ranked last, several countries performed exceptionally well. Luxembourg secured the top position as the world’s safest country against digital fraud. Denmark, Finland, Norway, and the Netherlands also ranked among the most secure nations.
According to the report, these countries have built strong cybersecurity systems, effective regulatory frameworks, and efficient digital governance. Their investment in cyber protection has helped reduce fraud risks and improve public confidence in digital services.
The report also identified Indonesia, Nigeria, India, Tanzania, Uganda, Bangladesh, Rwanda, Azerbaijan, Sri Lanka, Ethiopia, Brazil, Armenia, Kenya, and Colombia among countries facing relatively higher fraud risks. However, Pakistan remained the lowest-ranked nation in the overall assessment.
The findings have renewed concerns about Pakistan’s ability to keep pace with rapidly growing digital threats. As online banking, e-commerce, and digital payments continue to expand, experts warn that stronger cybersecurity measures are becoming increasingly important.
Officials and policymakers are expected to review the report as part of broader efforts to strengthen Pakistan’s cybersecurity framework. Improving cybercrime investigations, enforcing digital security laws, and enhancing public awareness could help reduce online fraud in the future.
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The latest Global Fraud rankings serve as a reminder of the growing importance of digital security in today’s connected world. Strengthening cybersecurity infrastructure and improving enforcement will be essential if Pakistan hopes to improve its global standing and better protect internet users from online financial crime.
