The Securities and Exchange Commission of Pakistan (SECP) has approved a new digital financing product called Khudmukhtar Khatoon to help women entrepreneurs access business funding more easily.
According to an official announcement, the initiative aims to improve financial inclusion for women and support their participation in economic activities. The new financing facility is fully digital and follows Shariah-compliant financing principles.
The Khudmukhtar Khatoon program will allow women entrepreneurs to obtain financing ranging from Rs100,000 to Rs1.5 million. The funds can be used to purchase machinery, equipment, and other business-related assets needed to expand or start enterprises.
SECP said the initiative is designed to remove barriers that often limit women’s access to formal financing. By offering a digital solution, the regulator hopes to make the process faster, easier, and more accessible for women across Pakistan.
The financing product will be launched by Willi Financial Services. Women interested in applying will be able to submit their applications through the “Hakim” mobile application. The platform will provide a completely digital onboarding and financing experience, eliminating the need for lengthy paperwork and physical visits.
Under the scheme, approved applicants will repay the financing through equal monthly installments over a period of one year. Officials believe the repayment structure will help entrepreneurs manage their finances more effectively while growing their businesses.
The launch of Khudmukhtar Khatoon comes at a time when non-banking financial companies (NBFCs) continue to play an important role in supporting small businesses and entrepreneurs. According to available data, lending NBFCs provided Rs111 billion in financing during the period from July to December 2025.
During the same six-month period, nearly 7.5 million micro and small businesses benefited from financing provided by NBFCs. These figures highlight the growing demand for alternative financing solutions in Pakistan’s business sector.
SECP emphasized that promoting women’s financial empowerment remains one of its key priorities. The regulator believes greater access to financing can help women establish businesses, create employment opportunities, and contribute to economic growth.
Industry experts say initiatives like Khudmukhtar Khatoon could encourage more women to enter entrepreneurship by providing easier access to capital. They also believe digital financing solutions can help bridge the financial gap faced by many women-led businesses.
In other news read more about: CDA Orders Illegal Occupants to Vacate G-6 Flats Within Seven Days
With the introduction of this new product, SECP aims to strengthen women’s participation in the economy while supporting the growth of small and emerging enterprises across Pakistan.
