The Government of Pakistan has officially announced the eligibility criteria for the PM Laptop Loan Scheme 2025, aimed at providing laptops to students, freelancers, and young professionals. This initiative is part of the broader Digital Youth Hub program, designed to bridge the digital divide and enhance access to technology across the country.
Eligibility Requirements
To qualify for the PM Laptop Loan Scheme, applicants must meet the following criteria:
- Age Limit: Applicants must be between 18 and 35 years old.
- Citizenship: Only Pakistani citizens are eligible to apply.
- Academic Enrollment: Applicants must be currently enrolled in a recognized public sector higher education institution.
- Academic Performance: Students should have secured at least 70% marks in the semester system (2.80 CGPA) or 60% marks in the annual system.
- Income Level: Priority will be given to applicants from low-income households.
- Employment Status: Government employees are not eligible for this scheme.
Required Documents
Applicants must prepare the following documents before applying:
- CNIC: Scanned copies of both the front and back.
- Photograph: A recent passport-size photo.
- Proof of Income: Salary slip or guardian’s income statement.
- Educational Certificates: Proof of enrollment or admission in a recognized institution.
- Freelancers: Links to online profiles (e.g., Fiverr, Upwork).
Application Process
The application process is entirely online to ensure transparency and ease of access. Applicants can register and submit their applications through the official PM Youth Program portal. Once registered, students will be required to upload the necessary documents for verification. Each participating university will designate a focal person to oversee the registration process and ensure smooth communication with the Higher Education Commission (HEC).
Loan Details
The scheme offers laptops on easy, interest-free installments. Loans are categorized into three tiers:
- Basic: Up to PKR 150,000
- Medium: Up to PKR 300,000
- Advanced: Up to PKR 450,000
Repayment is spread over several years, removing the upfront financial burden of owning a laptop.
The PM Laptop Loan Scheme 2025 is a significant step towards empowering Pakistan’s youth by providing them with the necessary tools to succeed in education and the digital economy. By offering laptops on easy, interest-free installments, the government aims to make technology more accessible to students, freelancers, and young professionals across the country. Eligible individuals are encouraged to apply through the official portal to take advantage of this opportunity.
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