Pakistan has decided to expand its Roshan Digital Accounts initiative to include global investors. The move allows foreign nationals, international companies, and institutional investors to open accounts in Pakistan and invest directly in local financial instruments.
The announcement was made by Finance Minister Muhammad Aurangzeb. He said the expansion will help connect Pakistan with global financial markets. The decision is also expected to strengthen investor confidence in the country’s digital banking system.
The Roshan Digital Accounts program was launched in 2020 by the State Bank of Pakistan in partnership with commercial banks. Initially, the platform was designed only for overseas Pakistanis. It allowed them to open bank accounts remotely and invest in Pakistan without visiting the country.
With the latest decision, the scope of Roshan Digital Accounts has been widened. Global investors can now use the platform to invest in government securities and Naya Pakistan Certificates. Officials believe this will attract new foreign investment and strengthen Pakistan’s financial sector.
According to government data, the program has already shown strong growth since its launch. More than 900,000 accounts have been opened through the initiative. In addition, inflows through Roshan Digital Accounts have crossed $12 billion as of February 2026.
The finance minister also highlighted the role of overseas Pakistanis in supporting the national economy. Pakistan’s global diaspora is estimated at around 11 million people. Their financial contributions continue to play a key role in the country’s economic stability.
Data from the central bank shows that Pakistan received about $38.3 billion in remittances during fiscal year 2025. This represented a 26.6 percent increase compared with the previous year. Officials also expect remittances to reach nearly $42 billion in fiscal year 2026.
These inflows have helped stabilize Pakistan’s external accounts and strengthen foreign exchange reserves. The country’s total reserves currently stand at around $21.6 billion. Out of this amount, roughly $16.3 billion is held by the central bank.
By expanding Roshan Digital Accounts to global investors, the government hopes to attract more international capital. Officials believe the initiative will improve access to Pakistan’s financial markets and increase investment opportunities.
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Finance Minister Muhammad Aurangzeb also invited investors worldwide to explore opportunities in Pakistan. He said ongoing economic reforms and digital banking improvements are creating a more transparent and secure environment for global investment.
